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Rates

Current rates
ProductAPY*Interest RateMinimum Daily Balance to obtain APY*Minimum to open
Regular Savings0.60%0.600%$50.00$25.00
Money Market Savings0.95%0.950%$1,000.00$1,000.00
Pioneer Money Market Savings1.26%1.25%$2,500.00$2,500.00
FSB4Life (0-18yrs) Savings1.01%1.000%$0.00$10.00
Christmas Club Savings3.00%3.000%$0.00$25.00
Vacation Club Savings1.00%1.000%$0.00$25.00
GoGreen Checking0.05%0.050%$0.00$100.00
Go Green Bonus Rate**1.00%**0.950%**$0.00$100.00
Interest Checking0.15%0.150%$0.00$500.00
Super Interest Checking0.35%0.350%$0.00$1,500.00
Pioneer Interest Checking0.50%0.500%$0.00$2,500.00
Product
Regular Savings
0.60%
Money Market Savings
0.95%
Pioneer Money Market Savings
1.26%
FSB4Life (0-18yrs) Savings
1.01%
Christmas Club Savings
3.00%
Vacation Club Savings
1.00%
GoGreen Checking
0.05%
Go Green Bonus Rate**
1.00%**
Interest Checking
0.15%
Super Interest Checking
0.35%
Pioneer Interest Checking
0.50%
APY*
Regular Savings
0.600%
Money Market Savings
0.950%
Pioneer Money Market Savings
1.25%
FSB4Life (0-18yrs) Savings
1.000%
Christmas Club Savings
3.000%
Vacation Club Savings
1.000%
GoGreen Checking
0.050%
Go Green Bonus Rate**
0.950%**
Interest Checking
0.150%
Super Interest Checking
0.350%
Pioneer Interest Checking
0.500%
Interest Rate
Regular Savings
$50.00
Money Market Savings
$1,000.00
Pioneer Money Market Savings
$2,500.00
FSB4Life (0-18yrs) Savings
$0.00
Christmas Club Savings
$0.00
Vacation Club Savings
$0.00
GoGreen Checking
$0.00
Go Green Bonus Rate**
$0.00
Interest Checking
$0.00
Super Interest Checking
$0.00
Pioneer Interest Checking
$0.00
Minimum Daily Balance to obtain APY*
Regular Savings
$25.00
Money Market Savings
$1,000.00
Pioneer Money Market Savings
$2,500.00
FSB4Life (0-18yrs) Savings
$10.00
Christmas Club Savings
$25.00
Vacation Club Savings
$25.00
GoGreen Checking
$100.00
Go Green Bonus Rate**
$100.00
Interest Checking
$500.00
Super Interest Checking
$1,500.00
Pioneer Interest Checking
$2,500.00
 
Business Rates
ProductAPY*RateMinimum Daily Balance to obtain APY*Minimum to open
Business Checkingn/an/an/a$500.00
Business Interest Checking0.50%0.500%$0.00$5,000.00
Business Savings1.26%1.25%$500.00$10,000.00
Product
Business Checking
n/a
Business Interest Checking
0.50%
Business Savings
1.26%
APY*
Business Checking
n/a
Business Interest Checking
0.500%
Business Savings
1.25%
Rate
Business Checking
n/a
Business Interest Checking
$0.00
Business Savings
$500.00
Minimum Daily Balance to obtain APY*
Business Checking
$500.00
Business Interest Checking
$5,000.00
Business Savings
$10,000.00
 

These accounts have a variable rate feature that may be changed at our discretion. If balance
of account falls below minimum, you may not obtain the disclosed APY*. Fees may reduce the
earnings on the account.

*Annual Percentage Yield
**Conditions: When ALL of the following conditions are met, you will earn the higher interest rate. 10 PIN-POS debit card transactions that post in the statement cycle 1 Direct Deposit that posts in the statement cycle 2 Auto Payments such as bill pay Enroll and maintain an active Internet Banking account

 

Rates effective January 11, 2024

 

CD Rates

ProductAPY*RateMinimum to OpenMinimum Daily Balance to obtain APY*
6 Month CD1.00%1.000%$1,000.00$1,000.00
8 Month CD SPECIAL**4.58%4.500%$1,000.00$1,000.00
12 Month CD1.00%1.000%$1,000.00$1,000.00
18 Month CD1.26%1.25%$1,000.00$1,000.00
20 Month CD3.55%3.500%$1,000.00$1,000.00
24 Month CD1.51%1.500%$1,000.00$1,000.00
30 Month CD1.76%1.750%$1,000.00$1,000.00
60 Month CD2.52%2.500%$1,000.00$1,000.00
Product
6 Month CD
1.00%
8 Month CD SPECIAL**
4.58%
12 Month CD
1.00%
18 Month CD
1.26%
20 Month CD
3.55%
24 Month CD
1.51%
30 Month CD
1.76%
60 Month CD
2.52%
APY*
6 Month CD
1.000%
8 Month CD SPECIAL**
4.500%
12 Month CD
1.000%
18 Month CD
1.25%
20 Month CD
3.500%
24 Month CD
1.500%
30 Month CD
1.750%
60 Month CD
2.500%
Rate
6 Month CD
$1,000.00
8 Month CD SPECIAL**
$1,000.00
12 Month CD
$1,000.00
18 Month CD
$1,000.00
20 Month CD
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
Minimum to Open
6 Month CD
$1,000.00
8 Month CD SPECIAL**
$1,000.00
12 Month CD
$1,000.00
18 Month CD
$1,000.00
20 Month CD
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
 

Renewal Rates

Renewal RatesAPY*Rate
7 Month CD0.15%0.150%
9 Month CD0.20%0.200%
13 Month CD0.20%0.200%
15 Month CD0.30%0.300%
19 Month CD3.03%3.000%
22 Month CD0.40%0.400%
25 Month CD1.00%1.000%
29 Month CD0.40%0.400%
Renewal Rates
7 Month CD
0.15%
9 Month CD
0.20%
13 Month CD
0.20%
15 Month CD
0.30%
19 Month CD
3.03%
22 Month CD
0.40%
25 Month CD
1.00%
29 Month CD
0.40%
APY*
7 Month CD
0.150%
9 Month CD
0.200%
13 Month CD
0.200%
15 Month CD
0.300%
19 Month CD
3.000%
22 Month CD
0.400%
25 Month CD
1.000%
29 Month CD
0.400%
 

A substantial penalty may apply for early withdrawal. All rates are subject to change without notice. Please call for current rates.

*Annual Percentage Yield
** Special Rate - Early withdrawal penalty applies

 

Rates effective August January 11, 2024

 
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