Savings at a Glance
| Regular Savings | FSB4LIFE (0-18Yrs) | Pioneer Peak Money Market | Vacation Club | Christmas Club | |
|---|---|---|---|---|---|
Opening Balance | $25 | $10 | $1,000 | $25 | $25 |
| Minimum Balance to obtain APY*** | $50 | $0 | $1,000 | $25 | $25 |
| Monthly Service Charge | $0 | $0 | $0 | $0 | $0 |
| APY*** | Yes | Yes | Yes | Yes | Yes |
| Interest Paid | Quarterly | Quarterly | Monthly | At Maturity | At Maturity |
| ATM Processing Fees* | Free withdrawals at FSB-owned ATMs; $2.00 per withdrawal at non-FSB ATMs | Free withdrawals at FSB-owned ATMs; $2.00 per withdrawal at non-FSB ATMs | Free withdrawals at FSB-owned ATMs; $2.00 per withdrawal at non-FSB ATMs | N/A | N/A |
| Withdrawal Limits** | Unlimited at Bank; 6 electronic per calendar month | Unlimited at Bank; 6 electronic per calendar month | Unlimited at Bank; 6 electronic per calendar month | None Allowed | None Allowed |
| Other | Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card | Unlimited deposits; must be under 19 years old | Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card | Unlimited deposits; account pays out on May 30 or next business day | Unlimited deposits; account pays out on October 29 or next business day |
Regular Savings
Opening Balance
$25
Minimum Balance to obtain APY***
$50
Monthly Service Charge
$0
APY***
Yes
Interest Paid
Quarterly
ATM Processing Fees*
Free withdrawals at FSB-owned ATMs; $2.00 per withdrawal at non-FSB ATMs
Withdrawal Limits**
Unlimited at Bank; 6 electronic per calendar month
Other
Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card
FSB4LIFE (0-18Yrs)
Opening Balance
$10
Minimum Balance to obtain APY***
$0
Monthly Service Charge
$0
APY***
Yes
Interest Paid
Quarterly
ATM Processing Fees*
Free withdrawals at FSB-owned ATMs; $2.00 per withdrawal at non-FSB ATMs
Withdrawal Limits**
Unlimited at Bank; 6 electronic per calendar month
Other
Unlimited deposits; must be under 19 years old
Pioneer Peak Money Market
Opening Balance
$1,000
Minimum Balance to obtain APY***
$1,000
Monthly Service Charge
$0
APY***
Yes
Interest Paid
Monthly
ATM Processing Fees*
Free withdrawals at FSB-owned ATMs; $2.00 per withdrawal at non-FSB ATMs
Withdrawal Limits**
Unlimited at Bank; 6 electronic per calendar month
Other
Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card
Vacation Club
Opening Balance
$25
Minimum Balance to obtain APY***
$25
Monthly Service Charge
$0
APY***
Yes
Interest Paid
At Maturity
ATM Processing Fees*
N/A
Withdrawal Limits**
None Allowed
Other
Unlimited deposits; account pays out on May 30 or next business day
Christmas Club
Opening Balance
$25
Minimum Balance to obtain APY***
$25
Monthly Service Charge
$0
APY***
Yes
Interest Paid
At Maturity
ATM Processing Fees*
N/A
Withdrawal Limits**
None Allowed
Other
Unlimited deposits; account pays out on October 29 or next business day
*Does not include any applicable foreign ATM fees charged by the ATM owners.
**Transaction limitations and excess withdrawal fees may apply. See bank representative for details.
***Annual Percentage Yield. These accounts have a variable rate feature that may be changed at our discretion. If balance of account falls below minimum, you may not obtain the disclosed APY. Fees may reduce the earnings on the account.
